Billing, Payments, and Aid

As you prepare to join the Roger Williams community, we want to help you feel confident and supported as you navigate your upcoming billing and financial steps.

Your spring semester billing statement will be available soon. This first bill is an important milestone, and you’ll have time to review it and ask questions before the January 4 payment due date.

What You’ll See on Your Bill

RWU bills one semester at a time. Your statement will include:

Tuition based on your program of study
Housing and meal plan estimates based on typical first-year selections
Student health insurance ($2,107)
- Student health insurance can be waived if you have existing coverage no later than January 29, 2027
Financial aid (pending credits) such as scholarships, grants, and loans

👉 Some costs may change later this summer once course registration and housing selections are finalized.

How to View Your Bill

You can access your statement through Roger Central → Student Account Center (found under the second menu option on the left-side toolbar).

Students may also grant parents/guardians access to view and pay bills.

What to Do First

Once your bill is available:
•    Review your charges and financial aid
•    Make sure everything looks accurate
•    Take note of any questions

A Simple Way to Get Started (Optional)

If you’d like a head start, our Financial Planning Worksheet is a simple tool to help you organize your costs, financial aid, and possible payment options.

It’s completely optional - no need to complete everything at once
Many families find it helpful to jot down notes or questions as they review their bill
You can also bring it to a conversation with our team later this summer

👉 Financial Planning Worksheet

Your Payment Options

Most families use a combination of the following:

Financial Aid
- Grants and scholarships are applied directly to your bill
- Federal student loans are included as pending aid (you can choose whether or not to accept them)
Monthly Payment Plan
- Spread your balance across 5 monthly payments per semester
- First fall payment begins December 1
- Learn more about the payment plan
Federal Direct Student Loans
- If you plan to use your federal student loans, your next steps are:
  - Complete your Master Promissory Note (MPN)
  - Complete Entrance Counseling
  - Complete both at studentaid.gov
- Parent PLUS & Private Loans
  - Families may also consider:
    - Federal Parent PLUS Loans
    - Private education loans

Important Update: Parent PLUS Loans

Recent federal changes introduce new limits:

$20,000 annual cap per student
$65,000 lifetime cap per student

If these PLUS Loan changes affect your family's plan, please don't wait — scheduling an appointment with your financial aid counselor now gives you time to explore alternatives.

What to Do Next

Decide how you plan to cover your balance
Complete any required loan steps
Enroll in a payment plan if it’s a good fit

Choose the Support That Works for You

Want personalized help? Schedule a one-on-one appointment with a financial aid counselor
Prefer to review on your own? Use the Financial Planning Worksheet as a guide

We’re Here for You

Our Admission and Financial Aid teams are here to support you every step of the way.

For billing and payment questions, please contact the Office of the Bursar at 401-254-3520 / 800-458-7144, ext. 3520 or bursar@rwu.edu.

For loan and scholarship questions, please contact the Office of Financial Aid at 401-254-3100 / 800-458-7144, ext. 3100 or finaid@rwu.edu.