Billing, Payments, and Aid

As you prepare to join the Roger Williams community, we want to help you feel confident and supported as you navigate your upcoming billing and financial steps.

Your fall semester billing statement will be available soon. This first bill is an important milestone, and you’ll have time to review it and ask questions before the July 1 payment due date.

What You’ll See on Your Bill
RWU bills one semester at a time. Your statement will include:

Tuition based on your program of study
Housing and meal plan estimates based on typical first-year selections
Student health insurance ($3,418)
- This can be waived if you have existing coverage no later than August 17
Financial aid (pending credits) such as scholarships, grants, and loans

👉 Some costs may change later this summer once course registration and housing selections are finalized.

How to View Your Bill
You can access your statement through Roger Central → Student Account Center.

Students may also grant parents/guardians access to view and pay bills.

What to Do First
Once your bill is available:

Review your charges and financial aid
Make sure everything looks accurate
Take note of any questions

A Simple Way to Get Started (Optional)
If you’d like a head start, our Financial Planning Worksheet is a simple tool to help you organize your costs, financial aid, and possible payment options.

It’s completely optional - no need to complete everything at once
Many families find it helpful to jot down notes or questions as they review their bill
You can also bring it to a conversation with our team later this summer

👉 Download the Financial Planning Worksheet

Your Payment Options
Most families use a combination of the following:

Financial Aid
- Grants and scholarships are applied directly to your bill
- Federal student loans are included as pending aid (you can choose whether or not to accept them)
Monthly Payment Plan
- Spread your balance across 5 monthly payments per semester
- First fall payment begins July 1
- Visit our website to learn more
Federal Direct Student Loans
If you plan to use your federal student loans, your next steps are:
- Complete your Master Promissory Note (MPN)
- Complete Entrance Counseling
- Complete both at studentaid.gov/
Parent PLUS & Private Loans
Families may also consider:
- Federal Parent PLUS Loans
- Private education loans
- Important Update: Parent PLUS Loans
  Recent federal changes introduce new limits:
  - $20,000 annual cap per student
  - $65,000 lifetime cap per student

If these PLUS Loan changes affect your family's plan, please don't wait — scheduling an appointment with your financial aid counselor now gives you time to explore alternatives.

What to Do Next

Decide how you plan to cover your balance
Complete any required loan steps
Enroll in a payment plan if it’s a good fit

Get Answers Live
Have questions about your bill or payment options? Join us for a live session:

Payment Plans & Billing Virtual Chat
- Thursday, June 4 or Wednesday, June 24
- 6:30 PM EST
- Click here to join either chat

Our team will walk through common questions and help you think through next steps.

Choose the Support That Works for You

Quick questions? Join our virtual session above
Want personalized help? Schedule a one-on-one appointment with a financial aid counselor
Prefer to review on your own? Use the Financial Planning Worksheet as a guide

We’re Here to Help

You don’t have to navigate this alone - our team is ready to help.

Bursar: bursar@rwu.edu | 401-254-3520
- For questions about your bill, our rates, and payment plans
Financial Aid: finaid@rwu.edu | 401-254-3100
- For questions about scholarships, grants, loans, and other funding sources

We look forward to working with you and supporting your journey to RWU.